A standard homeowners insurance policy insures the home itself and the things you keep inside. By having coverage, you can financially protect yourself if there’s an accident.
What Is Homeowners Insurance?
Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Do I Need Homeowners Insurance?
While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate insurance for your home is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without coverage, you may be left to cover the replacement or repair costs on your own following an incident.
Get Covered Today
If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. You can reach out to our agency to get started or request your free quote now!